Cozy mysteries per definition are not just amiable and charming (though they are!) but also usually contemporary and set in a small town or community of some sort, and you just don't get a lot of that feel in contemporary fantasy, which has tilted heavily towards the URBAN and DARK and GRITTY.

Check. Do you get cozy in the fantasy-romance genre, or is that still mostly really hot were-leopards?

(What's frustrating me is that I feel like I've read examples of contemporary charming fantasy, but I'm blanking on them. Patricia A. McKillip's Solstice Wood (2006) might count, even though AMERICAN SEQUEL TO WINTER ROSE WTF I don't actually like it very much.)